![]() ![]() The Reimbursement Rate for Lost Time shall be the greater of $25 per hour or, if the Settlement Class Member took time off work, the Settlement Class Member’s documented hourly wage. ![]() Lost Time not related to a qualifying claim for Out-of-Pocket Losses may be supported by a certification for up to 5 hours. Lost Time related to a qualifying claim for Out-of-Pocket Losses may be supported by a certification for up to 15 hours. Cash Payment for Lost Time: The Settlement Fund will be used to reimburse for time spent remedying fraud, identity theft, or other misuse of a Settlement Class Member’s personal information that he or she believes is fairly traceable to the Data Breach, and for time spent taking preventative measures to avoid losses relating to the Data Breach (“Lost Time”).This includes costs incurred as a result of identity theft or identity fraud, falsified tax returns, or other alleged misuse of a Settlement Class Member’s personal information and costs incurred on or after March 22, 2019, associated with placing or removing a credit freeze on a credit file, obtaining credit reports, credit monitoring or other products related to detection or remediation of identity theft, and other related miscellaneous expenses such as notary, fax, postage, copying, mileage, and long-distance telephone charges (“Out-of-Pocket Losses”). Cash Payment for Out-of-Pocket Losses: The Settlement Fund will be used to reimburse verifiable unreimbursed costs or expenditures that a Settlement Class Member actually incurred and believes are fairly traceable to the Data Breach.In addition to other benefits, the proposed Settlement requires Capital One to establish a Settlement Fund of $190 million. If you are a Settlement Class Member, there will be benefits available to you from the proposed Settlement. (“Amazon”) (together “Defendants”), relating to a data breach that Capital One announced in July 2019 (the “Data Breach”). (“Capital One”), and against, Inc., and Amazon Web Services, Inc. I'm not sure what to do since Equifax won't remove the hard inquiry and Capital One has no idea what I'm talking about.A class action settlement has been proposed in a case against Capital One Financial Corporation, Capital One, N.A., and Capital One Bank (USA), N.A. There is nothing to prove any identity theft besides this incident. I sent Capital One a copy of my credit report and highlighted the part where they pulled the hard inquiry, but haven't heard back. I contacted Equifax (because that's the credit report it shows up on) and they investigated and said it's a legitimate claim by Capital One. I've spoken to Capital One over the phone a couple times, but they haven't been able to find the hard inquiry on their system and claim it never happened. I haven't applied to ANYTHING for ANY company over the previous months: no new credit cards, mortgages, loans - none! And especially that the hard inquiry was pulled on the day I got married, I'm 100% sure this wasn't me, or anyone I know who could have done it on my behalf. ![]() ![]() I only found out a couple weeks later via Credit Karma. On, Capital One pulled a hard inquiry on my account. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit. Get your financial house in order, learn how to better manage your money, and invest for your future. Banking Megathread: FDIC, NCUA, and your cash.Private communication is not safe on Reddit. Scam alert: Ignore any private messages or chat requests. ![]()
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